Exchange-rate movement
Rates may change quickly. An indicative rate is not a final quote. A rate should be treated as binding only when confirmed in writing and tied to the specific exchange request.
Payment and settlement delays
Transfers may be delayed by banks, correspondent institutions, public holidays, cut-off times, incorrect details, compliance checks or technical issues. Settlement timing cannot be guaranteed unless expressly confirmed.
Payment instruction risk
Fraudulent payment instructions are a common risk in financial services. Clients must verify instructions through official Ricoursy channels before sending funds.
Compliance and refusal risk
Requests may be delayed, rejected, cancelled or require further documents if compliance checks identify concerns. This includes identity, sanctions, fraud, source-of-funds and payment-purpose reviews.
Your responsibility
You are responsible for confirming that the exchange suits your purpose, that your details are accurate and that your use of the service is lawful. Ricoursy does not provide investment, tax or legal advice.